What words can you use to describe this home?  Charming?  Cozy?

What a great home in a great neighborhood.  Life like it was – the Clevers – Front Porch conversation, great neighbors, tree lined streets, catching lightening bugs…Remember?

Relive this lifestyle in Willow Springs.  This two bedroom home is newly painted and ready for you to place your furniture.  A study in the front with bay windows is perfect for contemplating the latest reports or writing your first novel.  The dining room has french doors that open to the porch to encourage conversation and circulation among your guests.  The butler’s pantry gives you more storage for all your Mom’s antique china and crystal.  The kitchen and great room flow together.  The great room has a fireplace with gas logs and a wall of windows overlooking the courtyard.

Don’t miss out of this great one story home!

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1. 2603 Tisdale Court Thompsons Station TN Be prepared to be amazed!  When you open the door...

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Be prepared to be amazed!  When you open the door to this beautiful home, you’ll be struck by all the details.  This home has amazing features like a wall of built-ins in the downstairs den, custom cabinets in the kitchen, and a second floor suspended spindled walk-way. It doesn’t stop there. Look for granite in all the bathrooms. Granite countertops and custom tile backsplash in the kitchen. Special ceiling features in the dining room, master bedroom and much more!

This home also features a very liveable floor plan with 4 bedrooms – master downstairs.

If you are looking for a very special home at a very special price in a great neighborhood with a neighborhood pool – look no further.  I would be happy to show it to you.  Just call me at 615-351-4736 or email me at Kathie@KathieMoore.com

Beautiful Cul-de-Sac Home

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Okay, you didn’t win $350 million lottery – so now it’s time to get serious about buying a home.  It can be very frightening to buy a home.  Whether it’s your first home, or your third, so much is at stake — your savings, your credit rating, and your financial freedom.  I have a friend from high school days who has never purchased a home.  He’s always rented.  Let’s see, why would he do that?  The answer is complex but the bottom line was that he was afraid to make the commitment to purchase a home.  Yet, he and I have figured out that he had been paying just as much to rent a home as he would have to buy a home.  He felt pretty embarrassed that he’d been afraid and had wasted a lot of money over the years. 

If you don’t want to end up like my friend and you do want to move into your own home, how do you get started on this journey towards homeownership? 

As a first step, make a careful assessment of the kind of a home you need and want.  It is helpful to write down things that you just cannot live without (three bedrooms, three baths), things that you would really like to have (an office), and things that are optional, but would be nice to have (a pool).    Take time, right now, to be as specific as you can about your particular requirements.  This list will really help you as you begin to sift and sort through the current housing inventory.  Many buyers get confused after walking through many homes.  If you have your list, you can always compare your list with the homes you’ve seen and eliminate those that don’t meet your criteria.

Next, you need to decide how much you can afford taking into account your plans for the future.  Sometimes people buy able their comfort level and find themselves, house poor.  This means that they have a very beautiful dream home but no money left over for dining out, clothes, furniture, or travel.  Set up a budget for yourself. Decide how much you can really afford to invest monthly for your house payment.  It pays to be realistic in your budgeting. Most Lenders want your payment to be no more than 28% of your total monthly income.

The third step is to get pre-approved for a mortgage.  You can save yourself a lot of time and heartache by meeting with a Lender before you start your search for a home.  If you have some credit issues, they can place you on the path to getting your scores up to an acceptable level.  Being pre-approved let’s you know exactly the costs involved in your purchase and will let you spend your time looking at homes in the correct price range. 

The fourth step is to employ a REALTOR to assist you with your search, the negotiations, and the successful close to the transaction.  This means signing a Buyer Agency contract…just like when you sell a house, you need your own REALTOR who will protect your interests and act as your fiduciary in the home buying process. 

Finally, after all that work you are now ready to go look at homes.  Here are a few tips on how to successfully house hunt:

1) Keep an organized record of all your research data. Write down comments about the homes that you see. Keep track of your likes and dislikes.

2) Make sure your REALTOR is aware of your time schedule and expectations. Do you like to look at one or two homes in a session? Four? Eight?

3) Tell your REALTOR about any homes you see that interest you and that you’d like to know more about.  This includes homes you’ve “discovered” as you’ve explored the area yourself, or those advertised in the newspaper. 

4) If you like to spend time driving around by yourself looking at homes, ask your REALTOR for a list of drive-bys — homes to consider first from the outside.  Your REALTOR can make appointments later to show you the interior of those that appeal to you.  Take your REALTOR’s card with you to model homes and open houses.  

5) Express your likes and dislikes to your agent after you look at a home. Honest communication is essential.  Many buyers are shy and afraid to tell the REALTOR what they really think of a house. They think the agent might take it personally. Remember, the homes don’t belong to the REALTOR and your REALTOR is representing you, not the seller of the home!  You must be straightforward about your likes and dislikes in order for the agent to do the best job for you.

When you find the home of your dreams, your REALTOR and lender will take charge of the details of the transaction.  Before you know it – you’ll be in your new home, with a great tax deduction and the confidence that you’ve made a great decision.

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The Williamson County office of Economic Development has launched a new website specifically for new entrepreneurs in Williamson County.  The site, www.WilliamsonInnovates.com, targets entrepreneurs wanting to start businesses in Williamson County and celebrates those who have.  The launch coincides with Global Entrepreneurship Week.  Additionally, the Williamson County Office of Economic Development is partnering with Franklin Tomorrow to hold “Breakfast with the Mayors,” presented by First Farmers Bank, that will feature a panel of entrepreneurs including Mark Cleveland, CEO of Swiftwick, CeCe Moore, CEO of SweetCeCe’s Frozen Yogurt, and Michael Burcham, director of the Nashville Entrepreneur Center on November16, beginning at 7:30 a.m., on the first floor of the Corporate Centre 9 building, 6550 Carothers Parkway in Franklin. This event is free and open to the public.

The news release from the Williamson Herald stated in part, “In 2009, Business Week named Franklin “one of the Top 50 U.S. Small Cities to Start a Business and, citing 4.49 startups per 1,000 people, which ranks in the top 10 nationally ahead of the Raleigh, NC suburb Cary and the Seattle, WA suburb Bellevue. In fact, 52% of Williamson County residents over the age of 25 have at least a bachelor’s degree, 21% of the workforce is classified as entrepreneurs, and so far 1,070 business licenses have been filed in Williamson County this year.”

Wow, no wonder that Williamson County is such a great place to live, work and raise a family!

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This weekend has been unbelievable in the Williamson County area.  Friday was a beautiful, perfect spring day.  Saturday and Sunday were dark days punctuated by the piercing sounds of tornado sirens.  Cute babbling creeks quickly became raging rivers and raging rivers became strange, swirling, muddy lakes.  Many of our clients, neighbors and friends who lived in relative security above the 100 year flood plain suddenly found their homes, cars, and themselves quite literally underwater.   This week, many will spend their week trying to determine what to do next.  Here are some things you may want to consider:

1.  Before You Enter Your Home

Gather supplies – Pen, notebook, cell phone, thick rubber gloves, boots, waterproof cover-alls, camera or video camera, tools, plastic tarps

Call your insurance company.  Be patient, remember that they will be inundated with phone calls.  You will be given a claim number.  Write it down and keep it.

Take your camera or your video camera and walk completely around your home taking pictures from every angle. 

Look closely at the electrical service.  Make sure there are no downed wires anywhere around your home. 

Look closely at your foundation.  Make sure the foundation has not shifted or looks unstable in any way.

Find the main utility supplies for your home.  Turn off the water service, Turn off the electrical service, Turn off the gas service to your home. 

2.  Enter Your Home

Before you enter your home, put on your protective garments.  Flood water may have been contaminated with raw sewage, gasoline from mowers, etc.

Carefully enter your home with a friend.  Look around and make photos and notes in each area.  Remember water may have brought aquatic creatures into your home along with mud and debris.

Secure your home and remove valuables.  Look for broken windows or doors and secure with plywood sheeting.

3.  Beginnning the Restoration Process

Don’t hire the first person who shows up.  Unfortunately, there may be unscrupulous contractors who are drawn to your tragedy.  Ask your insurance company, your Realtor, your friends for recommendations.

Try to remove as much water soaked materials from your home as quickly as possible.  Many types of furniture can be saved if placed on a plastic tarp outside to dry.

Remove as much standing water as possible.

Place fans and dehumidifiers inside your home as quickly as possible.  Keep the house well ventilated when you are running sump pumps or any gasoline powered machinery.  Remember they may produce carbon monoxide.  

Act as quickly as you can to prevent further damage from water.   

This will be a very stressful time for you and your family.  Remember to take frequent breaks, find some stress relievers -laugh at the antics of children, keep yourself well hydrated, and eat nutritious meals.  Most of all, take comfort in the thoughts and prayers of your friends and neighbors.  There will be many moments of gratitude amidst the sorrow.  Relish them!

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